Commercial Real Estate Financing

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Get the Financing Your Commercial Real Estate Project Needs

Purchasing commercial real estate can be one of the most significant investments any business will make. Whether you are looking at owner-occupied or investment properties, you will need the right financing. Golden Century Lending can help with commercial real estate financing for purchasing, renovating or refinancing properties of all values.

Our Financing Options

We offer a variety of financing programs to help our customers find the right solution for their needs. These are some of the most popular:

  • Conventional Programs: These programs are available for stabilized investment and owner-occupied properties of all types. You can borrow any amount up to $100 million.
  • Equity and Mezzanine Loans: We work with high net worth investors and groups to fund high-value transactions. This is a great way to get a tailored loan.
  • Hard Money and Bridge Loans: These short-term loans are great for time-sensitive projects. We can provide up to $100 million with 80% loan-to-value ratios.
  • International Funding: Are you considering a property overseas? We can offer up to $1 billion in the European and Eurasian markets.
  • CMBS Financing: Commercial mortgage-backed securities are loans that have been bundled together and securitized. These “conduit” loans have low rates and fixed terms.
  • Construction Loans: Do you need a loan for your high-value construction project? We can offer as much as $100 million for well-qualified borrowers


Commercial Real Estate

Government-Backed Loans

In addition to the above, we offer several financing options through government programs. These are some of your choices:

  • SBA Loans: Under the 504 and 7a programs, we can offer loans on owner-occupied properties and hotels. They have low rates and generous terms.
  • FHA and HUD Loans: For residential, healthcare and similar properties, these loans offer great terms. They are amortized and non-recourse.

Get Started

Contact Golden Century Lending today to learn more about our commercial real estate financing. We will help you get started with a free consultation and analysis of your needs.

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(650) 919-3899


San Jose CA 95124