Multifamily Financing Santa Clara, CA

Commercial Real Estate and Multifamily Financing in Santa Clara County, CA

Golden Century Lending provides a wide range of financing solutions tailored to the needs of commercial real estate investors and property markets throughout Santa Clara County, CA. Our financing programs can be used for acquisitions, renovations, new construction, and even refinancing for properties in Santa Clara County.

Conventional Loans for Properties in Santa Clara County 

Conventional loans from Golden Century Lending can be used for a variety of purposes in Santa Clara County. Our conventional loans are great for stabilized and owner-occupied commercial and multifamily properties, and feature:

• Financing up to $100 million
• Up to 75% LTV
• Terms up to 10 years
• Amortizations up to 30 years

Bridge Loans for Investment Properties in Santa Clara County

Bridge loans are extremely versatile, and can be used for multifamily properties, new construction, partner buyouts, renovations, and to cover time-sensitive costs. Bridge loans from Golden Century Lending include:

• Financing from $100,000 up to $100 million
• Up to 80% LTV
• Interest-only amortizations
• Fast closings
• Low interest rates

CMBS Conduit Loans for Real Estate in Santa Clara County

Golden Century Lending provides CMBS conduit loans for commercial real estate and multifamily residences throughout Santa Clara County, CA. Our commercial mortgage-backed securities loans feature night lending ceilings and generous terms for properties that are of B-quality or better:

• Financing up to $2 million and beyond
• Up to 80% LTV
• Amortizations up to 30 years
• Fixed rate options
• Non-recourse options available

SBA Loans for Commercial Real Estate and Multifamily Residences in Santa Clara County

Golden Century Lending provides both SBA 7a and 504 loan programs for commercial real estate in Santa Clara County, including multifamily residences. Our SBA loan programs feature:

• Financing up to $5 million
• Up to 90% LTV
• Low interest rates
• Full amortizations

Equity and Mezzanine Financing in Santa Clara County

Equity and mezzanine financing solutions are ideal for commercial real estate transactions that do not fit neatly into a traditional debt-based loan structure. Golden Century Lending provides equity and mezzanine loans from $4 million to $500 and above, with a debt component that ranks lower on the hierarchy of financial obligations, giving commercial real estate investors in Santa Clara County much more flexibility. Our equity and mezzanine financing solutions offer a variety of repayment options, including:

• Cash interest
• Equity stake
• Payable-in-Kind (PIK) interest

HUD and FHA Loans for Multi-Unit Properties in Santa Clara County

Golden Century Lending provides HUD and FHA loans for multi-unit properties throughout Santa Clara County. Our HUD and FHA loans can be used for property acquisitions, rehab, and new construction:

• Financing from $2 million on up to $50 million
• Non-recourse options
• Permanent funding
• Credit enhancements
• Full amortizations
• Low permanent fixed rates
• Fully assumable
• Integrated construction
• Tax exempt financing

Construction Financing for Projects in Santa Clara County

For clients with equity experience, Golden Century Lending offers temporary to permanent financing for large construction projects in Santa Clara County, CA. Our construction financing solutions include:

• Loan amounts from $2 million to $50 million
• Terms up to 5 years
• Fixed interest rates
• Amortizations up to 25 years
• No upfront fees
• Funds available within 45 days
• Collateral considered: Land, real estate and equipment
• Nationwide availability

Contact Us

Contact Golden Century Lending today to get the financing you need for your next commercial real estate or multifamily transaction or project.