Stated Income Real Estate

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Enrich Your Company With a Stated Income Commercial Real Estate Loan

If you are looking for a flexible financing solution that will allow you to grow your business in a variety of ways, a stated income commercial real estate loan could be right for you. The stated income loans offered by Golden Century Lending are competitive and designed to help your business succeed in the competitive marketplace.

How Can a Stated Income Loan Benefit Your Business?

A stated income commercial real estate loan provides you with funds you can use in any way to improve your business. Golden Century Lending offers borrowers with credit scores of at least 600 loan terms of up to 25 years with fixed rates, and you can expect to receive a loan amount of up to $500,000. We provide self-employment and W-2 documentation and offer generous LTV rates depending upon the type of property you own. Commercial properties qualify for 65% LTV while investment and owner-occupied properties stand to earn LTV rates of up to 70%. Mixed-use properties qualify for 75% LTV. You are free to use the money in a wide variety of ways, including those listed below.
  • Consolidate debt
  • Refinance
  • Build inventory
  • Start an advertising campaign
  • Open an additional location
Stated Income
How Is a Stated Income Loan Different From Other Types of Financing? While traditional avenues of financing look at a company’s credit history to determine eligibility, stated income loans focus on property value. Any company with a property value that exceeds the cost of its expenses qualifies for this type of financing, regardless of which type of property it owns. Because they require less paperwork, stated income loans are usually approved quickly so you can start enriching your company immediately. Get Started Today Securing a stated income commercial real estate loan from Golden Century Lending is a great way to set your company up for success. Contact us today to discuss your financial options and see if this solution is right for your business.
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(650) 919-3899


San Jose CA 95124